Hlimi and Partners is a Credit Repair Service Company devoted to help our clients to enhance their credit ranking score. Our credit ranking advisors work hard to enhance the economical welfare of numbers of families and individuals by repairing their credit ranking in a professional and ethical way. In addition to credit repair, we offer the essential economical guidance that helps you in credit building.

Most people use credit repair to fix mistakes and it works well for that purpose. However, the law states that credit bureaus must remove any information that they cannot verify. And errors are not the only potentially unverifiable information.

Another great class of information that you often have trouble with verification is collections debts. Debt buyers constantly buy and resell debt. They take on bad debts, often with incomplete information. That means they may not have enough information to verify that you owe the debt and how much you owe.

That means you can also use credit repair to see if a collector has complete information about your debt. If they don't, the agency will remove the collection account from your credit report. If the agency does not believe that the collector has enough information to collect, it is also not likely that a court will. When you want to use credit repair for this type of strategy, you should work with a professional credit repair service.

                                           
 

 The amount of time varies depending on how quickly the credit reporting agencies respond to your disputes. They have 30 days to respond to a dispute. If you have multiple disputes to do with more than one agency, you may decide to handle a few at the same time. As a result, the process typically takes 3-6 months, if it's your first time to do a credit repair.